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In addition, clients for this kind of plan could have extreme legal or criminal histories. It is essential to note that various service providers offer a variety of issue ages on their assured issue policies as reduced as age 40 or as high as age 80 - funeral protection. Some will also use greater stated value, as much as $40,000, and others will permit much better death advantage conditions by improving the rate of interest price with the return of premium or minimizing the variety of years up until a full fatality benefit is available